What Is a Credit Union?


A Credit Union is a not-for-profit financial institution whose main goal is to satisfy the financial needs of its members.  Unlike banks, whose primary purpose is to provide a profit for their shareholders, Credit Unions are "member owned" and operated.  Our Board of Directors are unpaid volunteers and members of our community.  A Credit Union is more concerned about doing what is best for its' members while at the same time providing unmatched service and value. 

This means that excess earnings are returned to the Credit Union members in the form of lower interest rates on loans, higher yields on savings and certificate accounts or in the form of new products and services.  In short, when you save, borrow and invest with your Credit Union, it directly benefits you.

As a credit union member, you can take advantage of many different types of financial services including consumer loans, home loans, credit cards, savings accounts, certificates, checking accounts and electronic banking programs, such as Internet Banking and Bill Pay.

We are a state-chartered credit union insured by the National Credit Union Administration (NCUA). NCUA insures funds deposited at the credit union to at least $250,000 per account holder.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency Equal Housing