Join us at the 2012 Annual Meeting!

MERCO Credit Union's Annual Meeting & Election will be held Monday, May 21st at the Elks Lodge #1240 at 1910 M Street. Dinner & Registration will be at 6pm. The Business Meeting & Elections will be at 6:30pm. We hope to see you there!

Lower Your MLR (MERCO Loan Rate) When You Raise Your MPG. Rates as Low as 2.74% APR!*

Finance a fuel-efficient vehicle that gets at least 25 miles per gallon (MPG) and MERCO CU will lower the loan rate by 0.25% APR*.

Buy and Borrow Locally. Why buy local? It creates and sustains jobs in your community. Buy local from a Merced County auto dealer and receive a rate as low as 2.74% APR for up to 60 months. Apply today!

* APR means Annual Percentage Rate. Rates and terms may vary based on individual credit rating and loan amount. Stated rate includes a .25% APR reduction for 25+ MPG, .50% reduction for automatic payment and .50% reduction for buying locally in Merced County. Add .75% to base vehicle rate for extended terms over 72 months. Other restrictions may apply. A $20,000 loan at 2.74% APR for 60 months = $357.07 per month.

New Tellerphone Available (800) 778-1618!

Our New Tellerphone System is now available. The new Tellerphone can be reached at a new toll free number: (800) 778-1618. The first time you access Tellerphone, your initial PIN is the last 6 digits of the primary member's social security number.

Enjoy Our Large Network of Free ATMs!

MERCO members can make deposits and withdrawals at all Bank of the West ATMs. These ATMs are located throughout 20 western and midwestern states and over 700 locations.  These are available to you FEE-FREE! For Bank of the West ATM locations, click here.

 Still not enough locations?  You can also make deposits at any ATM displaying the "DEPOSIT HERE!".  For a list of these locations, click here.  You can also make surcharge free withdrawals at ATM's displaying the "NO SUR!" logo.

Worried About Your Mortgage?