Buying Local Matters! Buy Local, Borrow Local Rates As Low as 2.99%!

Buy your next new or used car from a Merced County auto dealer using a MERCO auto loan and get a competitive rate: 2.99%* for a 72-month term, No hidden fees or rate increases!

Your buying decisions can improve our local economy. Recently our nation and our community have faced some tough economic challenges. As we continue to deal with those challenges, it is important to be mindful of the purchasing decisions that we make every day. When we buy locally, we each have the power to help energize the economy in our own neighborhood. Whether you're shoppping for a small appliance or an automobile, where you buy does matter! To help do our part, MERCO Credit Union is offering a special deal to members who are in the market for a new or used car.

When we band together as a community, everyone benefits. And, when it comes to the best deals, it's comforting to know you don't have to look much further than your own backyard! For more information, call or stop by your local MERCO branch.

* APR means Annual Percentage Rate. Rates and terms may vary based on individual credit rating and loan amount. Vehicle Rate includes .50% reduction for automatic payment and .50% reduction for buying locally in Merced County . Add .75% to base vehicle rate for extended terms over 72 months. Other restrictions may apply.

New Tellerphone Available (800) 778-1618!

Our New Tellerphone System is now available. The new Tellerphone can be reached at a new toll free number: (800) 778-1618. The first time you access Tellerphone, your initial PIN is the last 6 digits of the primary member's social security number.

Enjoy Our Large Network of Free ATMs!

MERCO members can make deposits and withdrawals at all Bank of the West ATMs. These ATMs are located throughout 20 western and midwestern states and over 700 locations.  These are available to you FEE-FREE! For Bank of the West ATM locations, click here.

 Still not enough locations?  You can also make deposits at any ATM displaying the "DEPOSIT HERE!".  For a list of these locations, click here.  You can also make surcharge free withdrawals at ATM's displaying the "NO SUR!" logo.

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