News and Information

MERCO Credit Union CEO named Man of the Year!

Man of the Year Our CEO, Michael Malone, has been named Man of the Year 2010 by the Greater Merced Chamber of Commerce! This award was presented to Michael Malone at the Chamber Installation Dinner on June 11th for Mike's many contributions to the community. These contributions include MERCO Credit Union stepping in to save one of Merced's biggest community events, the MERCO Credit Union Cycling Classic. Mike has also long been involved in many organizations like Merced Boosters and Merced Ahead. This award is a tribute to the commitment of the credit union to serving our community.

Great rates and a boost to our local economy...a winning combination!

Thinking of buying a new or used auto? Now is the time!! MERCO Credit Union has a great deal for you with its' "Buy Local, Borrow Local" Event! Buy your auto from a dealer in Merced County and receive an additional discounted loan rate as low as 3.99% APR*. It's a win-win deal... You help the local economy by buying from a local dealer, and you get a great loan rate from MERCO, who has been a partner in your community for over fifty five years!! See a loan representative at any of the three convenient locations for more information!

* APR means Annual Percentage Rate. Stated rate is for 60 months and includes a 0.50% APR discount for buying local and an additional 0.50% APR discount for automatic payments. Rates and terms may vary based on individual credit rating and loan amount. Some restrictions may apply. Subject to change without notice. Other rates and terms up to 84 months are available.

Important Notice: Text-Phishing Scam

On February 12th, a text message was sent to numerous cell phone subscribers notifying them that their MERCO Credit Union card is deactivated and instructs them to call to reactivate. Both MERCO members and non-members have reported receiving these text messages. This is a fraudulent text phishing scam. MERCO Credit Union does not send out text messages when cards are deactivated. The phone number has been disabled. Here are some important tips:

  • Do not give your personal information to someone who contacts you by text message, phone call, or email. This includes card number and PIN. This likely is a "phishing" scam to steal your financial information.
  • If you have given information already, contact us immediately.

  • MERCO Bill Pay Bill Pay Demo

    Go Green and Save Green! Bill Pay and E-Statements...A Winning Combination!

    Why wait for your statement to come in the mail? Why pay for postage to mail your bills? We have the solutions that will save you money. Simply log into home banking and click on the e-statement button to view your statement. View your check images within home banking, also for free! We have also upgraded our free bill pay for members with a checking account. To serve you better, the upgrade features an easy-to-use product with more time saving details, plus all the features you've come to expect in bill pay. To enroll, log into home banking as usual and then click on the "Bill Pay" Button. Click on the demo button above to view a demo of bill pay!


    Enjoy Our Large Network of Free ATMs!

    Bank of West LogoMERCO members can make deposits and withdrawals at all Bank of the West ATMs. These ATMs are located throughout 20 western and midwestern states and over 700 locations.  These are available to you FEE-FREE! For Bank of the West ATM locations, click here.

    DEPOSIT HERE!Still not enough locations?  You can also make deposits at any ATM displaying the "DEPOSIT HERE!".  For a list of these locations, click here.  You can also make surcharge free withdrawals at ATM's displaying the "NO SUR!" logo.

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