News and Information

Presidents Weekend Auto Sale!

Take a look at MERCO Credit Union this Presidents Day weekend February 18th ,19th, and 20th. We will be partnering up with local Auto Dealers in Merced. Take advantage of our competitive rates as low as 1.99%*, up to 84 months financing with no payment for up to 60 days! Support our local economy…BUY LOCAL from a local dealer, BORROW LOCAL with a MERCO car loan.

Celebrate the New Year with a New Vehicle!

Fall Deals

Here at MERCO Credit Union our New Year’s Resolution is to save you money by offering great Auto Loan rates. Drive away today in a new 2016 or 2017 vehicle with rates as low as 1.99%* which includes a special 1/2 percent discount for buying local. Celebrate with terms up to 72 months with no payment for up to 60 days!

Applying for a loan is easy! You can apply at any MERCO branch or you can enjoy the convenience of applying directly at most dealerships by requesting a Credit Union Direct Lending (CUDL) loan with MERCO Credit Union. The dealer will work directly with us in processing your loan at MERCO. Drive away with a new auto, great rate, and a monthly payment that fits your budget.

Special offer good until 3/31/2017. Support our local economy…BUY LOCAL from a local dealer, BORROW LOCAL with a MERCO car loan.

Paying higher rates on an existing loan at another bank or credit union? We can also refinance your existing auto loan with great low rates and terms. Drop by any branch office today or call (209) 723-4285.

*Annual Percentage Rate. Rate and term may vary based on credit rating and loan amount. Stated rate includes a .25% APR reduction for automatic payment and .50% APR reduction for buying locally in Merced County. Other rates and terms up to 84 months available. Other restrictions may apply. A $20,000 loan at 1.99% APR for 72 months = $294.92 per month.

MERCO Makes It Easy to Pay!

MERCO Credit Union makes it easy to purchase and pay with your debit and credit cards. Now, whether you are paying in a store or within apps, you can pay with just a touch of your finger on your supported Apple®, Android® or Samsung® device.

You can now use your device to make contactless purchases at participating merchants wherever your Visa card is accepted today. You can also shop and check out using your device wherever a Mobile Wallet is accepted.

Mobile Wallet

Enjoy Our Large Network of Free ATMs!

MERCO members can make deposits and withdrawals at all Bank of the West ATMs. These ATMs are located throughout 20 western and midwestern states and over 700 locations.  These are available to you FEE-FREE! For Bank of the West ATM locations, click here.Bank of West Logo


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