BALANCE
Visit our BALANCE site to learn more.
Counseling Options
Click on a category below to learn more.
Our accredited financial counselors can work one-on-one to help you address issues including bankruptcy, debt management, and credit report reviews.
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Learn the basics of personal finance with the BalanceTrack educational modules. Register for a free user account or log in to get started
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Attend free money management webinars. Learn the basics of financial planning, and create a future of security and opportunities.
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Access financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes, and more.
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If you prefer in person assistance, we offer free personal and group financial counseling in Spanish. Call us at 209-723-4285 and ask for our Financial Empowerment coordinator, e-mail empower@merco.org, or check out the list of available dates and times HERE.
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