You can Join.
If you are a member of our community, we are here to help. You can open an account with your driver’s license, matricula consular card or passport.
You can Borrow.
We seek to provide lower cost alternatives to predatory lending. We seek to provide you with the funds you need without the excessive costs. Low credit is okay, and you can apply with an ITIN.
We have a wide area of loan products including vehicle loans, signature loans and mortgages. We also provide loans for DACA applications, Citizenship loans and more.
You can Succeed.
We are here to provide help so you can succeed. We offer free financial empowerment coaching, workshops and other help so you can get that loan. We also will help you once you get your loan so that you can build your credit. We offer Skip-A-Pay programs that help you during times when you need it, for example if you are a seasonal worker.
Financial Empowerment Skip A Pay
Together We Advance
Immigrant and Hispanic communities are vital to the economy yet remain underserved by traditional banking, with many unbanked or without access to formal financial systems. Juntos Avanzamos credit unions address this gap by offering affordable loans, better rates, and tailored services, including bilingual staff, acceptance of alternative IDs like ITINs, and respect for all members regardless of immigration status. With a commitment to empowering Hispanic immigrants, MERCO Credit Union is proud to part of this exclusive partnership, ready to provide trusted financial solutions to help achieve your goals—Together We Advance.
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