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How Can I Join?

Joining MERCO Credit Union is easy. To become a member, you must be one of the following:

  • Anyone who lives, works, worships, or goes to school in Merced, Mariposa, Madera, Fresno, or Stanislaus Counties.
  • Family member of an existing MERCO Credit Union account holder and residing in California.

To join MERCO Credit Union, call, visit one of our branch offices and request a membership application, or simply click the "Become a Member" button below. Once you complete this simple application, all you’ll pay is a one-time membership fee of $5 (plus a required deposit of $5 to a savings account) and you’ll receive immediate access to MERCO Credit Union’s convenient, money-saving products and services.
Become a Member

ATM Access

Landscaping work is underway at our Merced branch. ATM access may be limited. The neighboring MSEFCU ATM is available for surcharge-free withdrawals and deposits. We appreciate your patience.

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