Skip to Content
Close Icon

Financial Empowerment

In partnership with BALANCE, we offer free, trusted financial counseling and guidance to members to help them build a stronger financial future.

BALANCE

Visit our BALANCE site to learn more.

Counseling Options

Click on a category below to learn more.

Counseling Services

Our accredited financial counselors can work one-on-one to help you address issues including bankruptcy, debt management, and credit report reviews.
Learn More

BalanceTrack

Learn the basics of personal finance with the BalanceTrack educational modules. Register for a free user account or log in to get started
Learn More

Webinars

Attend free money management webinars. Learn the basics of financial planning, and create a future of security and opportunities.
Learn More

Online Tools

Access financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes, and more.
Learn More

If you prefer in person assistance, we offer free personal and group financial counseling in Spanish. Call us at 209-723-4285 Ext. 294 and ask for our Financial Empowerment coordinator, e-mail empower@merco.org, or check out the list of available dates and times HERE.

Workshops Are Happening in Your Area!

Check Back Soon!


Featured Media Resources

Enjoy some featured content, presented by BALANCE

  1. "Money Management" Podcast
  2. "Checking Account Management" Podcast
  3. "Getting Out of Debt" Video
  4. "Are You Financially Healthy" Webinar

ATM Access

Landscaping work is underway at our Merced branch. ATM access may be limited. The neighboring MSEFCU ATM is available for surcharge-free withdrawals and deposits. We appreciate your patience.

Contact Us Don't show again
You are now leaving MERCO Credit Union
Continue